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It’s very difficult to qualify for a bank loan when you have bad credit. However, alternative sources of personal loans are specifically designed for subprime borrowers. The most efficient way to get this type of loan is by using an online lender-matching service.How do you get a loan with bad credit?
Another option for borrowers with bad credit is to get a co-signer. With a co-signer, the interest rate for the loan will be calculated based on the credit rating of the person you sign with. So find someone with good credit who trusts you to repay the loan.Do banks give personal loans with bad credit?
If you have bad credit, bank personal loans usually aren't an option. However, because online lenders fill the void, you can still obtain a reliable loan at an affordable rate. Too often, borrowers with bad credit settle for payday loans, which harms more than good.