How do I negotiate a settlement with a debt collector?
https://www.consumerfinance.gov/ask-cfpb/how-do-i-negotiate-a-settlement-with-a-debt-collector-en-1447/
Aug 2, 2023 · You may have more room to negotiate with a debt collector than you did with the original creditor. It can also help to work through a credit counselor or attorney. Record your agreement. If you agree to a repayment or settlement plan, get the plan and the debt collector’s promises in writing before you make a payment.
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