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Frequently Asked Questions

Where can I find the terms and conditions for the Dillard’s card?

Please see the Dillard’s American Express Cardmember Benefits or visit under “Your Card Benefits” for further details and full terms and conditions. The Dillard’s American Express® Card is issued and administered by Wells Fargo Bank, N.A., pursuant to a license from American Express.

How do I get 10% off at Dillards with a credit card?

1 Subject to credit approval. To qualify for this offer, you must open a Dillard’s Card Account and charge $100 in net purchases (purchases minus returns/credits) with your Dillard’s Card at Dillard’s stores or the same day you open your Account. 10% Off Welcome Shopping Pass will be sent to you in your first statement.

Can I use my Dillard’s credit card with a shopping pass?

Your Dillard’s Credit Card or Dillard’s American Express Credit Card must be used in conjunction with redeeming Shopping Passes. Purchases subject to available credit limit. Additional restrictions and limitations may apply as stated on the Shopping Pass. See the Dillard’s Rewards Program Terms and Conditions for details.

What are the different types of credit cards offered by arsynchrony?

Synchrony also offers consumer lending products, including the CareCredit credit card (for healthcare financing), Synchrony HOME card (for home improvement financing) and Synchrony Car Care card (for automotive/car care financing).

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