**Calculating Discount Factors in Excel - Discount Factor Table**
https://www.vertex42.com/ExcelArticles/discount-factors.html

The discount formula can be written as P=F* (P/F,i%,n), where (P/F,i%,n) is the symbol used to define the discount factor. To convert the future value to the equivalent present value, you simply multiple the future value by the discount factor.

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