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Frequently Asked Questions

When is the H&R Block Emerald Advance 2021 start date?

When is the H&R Block Emerald Advance 2021 Start Date? Beginning November 18th, you can apply. You’ll enjoy the benefits of access to money on your H&R Block Emerald Card. Plus, you’ll have access to this year-round line of credit to use when you need it. They are also offering a 35% discount for online tax filing.

When do I have to pay down my Emerald Advance ℠?

The Emerald Advance ℠ must be paid down to zero by Feb. 15 to maintain your account in good standing. If you choose H&R Block for tax preparation you have the option to pay down using your income tax refund. Other pay down options are available.

How do I Use my Emerald Advance line of credit year-round?

Use the Emerald Advance Line of Credit Year-Round. If approved, you'll enjoy the benefits of your year-round line of credit. Pay your balance down to zero by February 15 each year as well as meet a few other requirements, and you could have access to your line of credit year-round for unexpected expenses and other credit needs.

What is the resting period for the Emerald Advance?

The Emerald Advance is designed to meet your credit needs. To ensure that you are using the Emerald Advance responsibly, between January 27 and February 15 of each year the Emerald Advance will be subject to a resting period (the "Resting Period"). However, if January 27 falls on a Sunday, the start of the Resting Period will begin January 26.

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