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Frequently Asked Questions

What is the deductible for health insurance?

A deductible is the amount you pay for health care services before your health insurance begins to pay. How it works: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance. What is coinsurance?

How does the $1500 deductible work for health insurance?

How it works: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.

How do health insurance premiums and deductibles vary by metal?

Your annual deductible can vary significantly from one health insurance plan to another. Plans with higher metal levels (such as “gold” or “platinum” plans) tend to have lower annual deductibles but higher monthly premiums. Plans with lower metal levels (like “bronze” plans) tend to have lower monthly premiums but higher annual deductibles.

What is a deductible and how does it work?

What is a deductible? A deductible is the amount you pay for health care services before your health insurance begins to pay. How it works: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.


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