NIH Federal Credit Union has a pretty even amount of negatives and positives to their company. They offer one of the best loan interest rates in the industry, but on the other hand, they offer the lowest return when it comes to interest rates in accounts.
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What's the interest rate on a NIH federal savings account?
Even though NIH Federal Credit Unions excels in loan interest rates, they definitely fall short when it comes to account interest rates. Customers won't see anything in return in their checking account which is almost unheard of! With savings accounts, NIH Federal only offer 0.02% APY on the money in the account.