Contact your ATM or debit card issuer. Report the fraudulent transaction. Act as soon as you discover a withdrawal or purchase you didn’t make. Write a follow up letter to confirm that you reported the problem. Keep a copy of your letter. Send it by certified mail and ask for a return receipt. Update your files.What is banking privacy act?
The Right to Financial Privacy Act of 1978 protects the confidentiality of personal financial records by creating a statutory Fourth Amendment protection for bank records.