Keyword Analysis & Research: refinancing

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Frequently Asked Questions

What is refinancing and how does it work?

Refinancing basically means applying for a new home mortgage. When you refinance your home you are replacing your existing home loan with a new one, which may allow you to adjust the term of the loan, the interest rate, the amount of the monthly mortgage or the equity in your home.

Is refinancing easier than buying a home?

St Paul, MN: Many people think that refinancing is easier than buying a home for two main reasons: 1) you already have a loan on the home, you make your payments, so it should be easy to refinance. 2) your current mortgage lender already has all their information, so they with easily refinance you, and they are the best place to call **

Is refinancing considered the sale of a home?

Refinancing is not a sale. It is simply the renegotiation of the terms of a note to pay for what someone already owns. If there is a large sum still due on the mortgage, this could be a great benefit to you.

Is refinancing worth the cost?

A refinance may be worth its cost many times over, because of the benefits that come, along with a reduced interest rate. When you refinance, you could be able to reduce your interest rate and monthly payment amount, perhaps considerably.


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