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Frequently Asked Questions

What is a savings plus account?

Internally, Savings Plus often refers to the 401 (k) and 457 (b) Plans as "main plan" accounts to distinguish them from the Part-Time, Seasonal, and Temporary (PST) Employee Retirement Program mandatory account. All permanent state employees, Rehired Annuitants, and active PST Program participants are eligible to contribute to a main plan account.

What is California Savings Plus and how does it work?

Savings Plus is the name of the 401 (k) Plan and 457 (b) Plan available to most State of California employees. With Savings Plus, you can build a retirement savings account. Automatic payroll deductions from your paycheck are invested in funds you select from the Savings Plus portfolio menu.

What happens when an employee enrolls in savings plus?

If the employee enrolls online, they may choose from Savings Plus's diverse lineup of investment options. If the employee enrolls using the Enrollment Form, Savings Plus invests the employee's initial contributions into the Target Date Fund that corresponds to their date of birth.

What is savsavings plus?

Savings Plus is the name of the 401 (k) Plan and 457 (b) Plan available to most State of California employees. With Savings Plus, you can build a retirement savings account. Automatic payroll deductions from your paycheck are invested in funds you select from the Savings Plus portfolio menu.


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