Keyword Analysis & Research: savings plus retirement

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Frequently Asked Questions

What is Savings Plus and how does it work?

Therefore, it's especially important for you to understand how Savings Plus works. Savings Plus is the name of the 401 (k) Plan and 457 (b) Plan which began in 1974 as a long-term retirement savings program for most State of California employees.

What is the difference between 401k and savings plus?

About Savings Plus. Savings Plus is the name of the 401 (k) Plan and 457 (b) Plan which began in 1974 as a long-term retirement savings program for most State of California employees. The 401 (k) Plan and the 457 (b) Plan are named for the sections of the Internal Revenue Code (IRC) that regulate them.

What is savsavings plus?

Savings Plus is an important resource since the California Public Employee's Retirement System (CalPERS) pension and Social Security may not provide sufficient income to maintain an employee's standard of living during retirement.

Who is eligible to contribute to a savings plus account?

All permanent State employees, Rehired Annuitants, and ARP participants are eligible to contribute to a main plan account. Savings Plus contributions are through automatic payroll deductions that go into investments the employee selects from the Savings Plus portfolio. Employees may choose to contribute to a 401 (k) Plan, a 457 (b) Plan, or both.


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