|Keyword||CPC||PCC||Volume||Score||Length of keyword|
In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc.Does subprime lending help or hurt borrowers?
If borrowers make timely payments on subprime loans, their credit scores might improve. Subprime loans provide opportunities to borrowers to buy homes and other goods that they would not have been able to fund otherwise. Subprime loans charge higher interest rates to compensate for the higher credit risk.What was the main reason for subprime crisis?
The Causes of the Subprime Mortgage Crisis Hedge Funds Played a Key Role in the Crisis. Hedge funds are always under tremendous pressure to outperform the market. ... Derivatives Drove the Subprime Crisis. ... Two Myths About What Caused the Crisis. ... Collateralized Debt Obligations. ...