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Current mortgage rates in Texas are 3.85% for a 30 year fixed loan, 3.20% for a 15 year fixed loan and 3.73% for a 5/1 ARM. Jan 9 2020What is the lowest interest rate on a mortgage?
Loans with a 1.99 percent interest rate have low monthly payments, but those may be offset by very high upfront costs. After all, the average rate for the 30-year fixed mortgage is 3.10 percent, according to Bankrate’s weekly national survey of lenders, and that’s a record low rate.