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Frequently Asked Questions

What are the benefits of signing up for a Bank of America credit card?

Plus, a suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge access, premier hotel amenities, travel and purchase protections. You choose how you want to be rewarded. Redeem points for travel, cash back, a statement credit, distinctive experiences or gift cards.

How do I sign up for a Bank of America credit card?

Our online credit card application is fast, easy and secure. Please enter your 15-digit Personal Secure Code and your ZIP code to start your secure application. You'll find your Personal Secure Code on your offer letter, near the web address. Example Personal Secure Code (Use printed code on letter to apply.)

What is the process for activating a Bank of America credit card?

To activate your Bank of America credit card, all you need is online access or a call with a Bank of America customer support representative. No matter which activation option you choose, the process shouldn’t take more than a few minutes and you’ll be able to use your credit card immediately upon activation.

What are the rewards associated with Bank of America credit cards?

When you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America ® credit cards. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America ® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.


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