Keyword Analysis & Research: flood insurance for ae

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Frequently Asked Questions

What does zone AE mean for flood insurance?

A: Zone AE are areas that have a 1% probability of flooding every year (also known as the "100-year floodplain"), and where predicted flood water elevations above mean sea level have been established. Properties in Zone AE are considered to be at high risk of flooding under the National Flood Insurance Program (NFIP).

What flood zones require flood insurance?

For general purposes, there are currently three flood zones: X, AE, and VE. An “X” zone is considered non-hazardous and lenders do not typically require flood insurance in these areas. “AE” zones are considered moderately hazardous, and lenders will typically require that flood insurance be obtained in these zones.


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