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Frequently Asked Questions

How do you calculate premium?

Calculate the premium in percentage terms. In order to do this, you need to take the difference between how much you paid and the asking price divided by the asking price multiplied by 100. In this case, you paid a 33 percent premium ((400 - 300)/ 300 * 100).

How is my premium calculated?

An insurance premium is the total amount you pay to insure your belongings for your chosen level of cover. It is calculated by applying a range of variable factors that are unique to your individual policy. Even if your individual circumstances have not changed, your premium is likely to change every year.

How is your premium calculated?

To calculate your premium, multiply your gross insurable earnings by your premium rate and divide by 100. If you have more than one NAICS code (NC), you will need to calculate each NC separately. Premium = insurable earnings x premium rate ÷ 100

How are premiums calculated?

Premiums are calculated based on the insurance product (or plan) purchased by the individual. These insurance products may be packaged in various ways to either provide a general coverage or may meet the needs of a particular age group.

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